5 minute management course

Lesson 1:
A man is getting into the shower just as his wife is finishing up her
shower, when the doorbell rings.
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The wife quickly wraps herself in a towel and runs downstairs.
When she opens the door, there stands Bob, the next-door neighbor.
Before she says a word, Bob says, "I'll give you $800 to drop that
towel. "
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After thinking for a moment, the woman drops her towel and stands naked
in front of Bob After a few seconds, Bob hands her $800 and leaves.
The woman wraps back up in the towel and goes back upstairs.
When she gets to the bathroom, her husband asks, "Who was that?"
"It was Bob the next door neighbor," she replies.
"Great," the husband says, "did he say anything about the $800 he owes
me?"
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Moral of the story:
If you share critical information pertaining to credit and risk with
your shareholders in time, you may be in a position to prevent avoidable
exposure.