One day, Kermit the Frog went to a bank to get a loan. He walked up to the loan officer, whose name is Patricia Wack. When she asked if he had any collateral, he placed a small glass elephant on the table. She said "Uh, I think I need to check with my manager".

Patricia goes to her manager and says, "Kermit over there is asking for a loan, and he gave this as collateral, and I don't even know what it is!"

Her manager said, "It's a knick-knack, Patty Wack. Give the frog a loan!"